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Rhode Island Mortgage Blog

FHA Loan

A straightforward guide to FHA loans in Rhode Island—what they are, who qualifies, and how they can help you buy your next home.

FHA vs FHA 203(b): What’s the Real Difference?

FHA vs FHA 203(b): What’s the Real Difference?

Short answer up front: There may be no actual fight between FHA vs FHA 203(b). The time period FHA 203(b) is the maximum common form of the FHA loan. In other words, while humans say FHA mortgage, they may often…

$250K House on a $50K Salary in RI with an FHA Loan – Is It Possible?

$250K House on a $50K Salary in RI…

Buying a home is one of life’s biggest milestones. For many Rhode Island residents, the dream often centers around a $250,000 house. But if you’re earning $50,000 a year, you may wonder, “Can I afford a 250k house on a…

FHA Loan Guide for RI Homebuyers 2025 – Costs, Rules, and Tips

FHA Loan Guide for RI Homebuyers 2025 –…

If you’re planning to buy a home in Rhode Island in 2025, you may be wondering how to make it happen without a massive down payment or perfect credit. That’s where FHA loans come in. These government-backed mortgages make buying…

FHA Loan Limits 2025 Rhode Island – Updated Guide for Homebuyers

FHA Loan Limits 2025 Rhode Island – Updated…

If you are planning to buy a home in Rhode Island in 2025, you already know how quickly prices are moving. Fortunately, there is good news — the new FHA loan limits for 2025 in Rhode Island are higher. As…

FHA Loan Down Payment in Rhode Island – Minimums, Options & Tips

FHA Loan Down Payment in Rhode Island –…

Buying a home can feel like climbing a steep hill, especially if you’re worried about saving enough for the down payment. The great news? FHA loans are designed to make that hill a little less steep. For many buyers in…

How much is the down payment for a 250k house on a FHA loan?

How much is the down payment for a…

Purchasing a home is one of the most significant financial commitments most people will ever make. It is not only exciting but also overwhelming, especially when it comes to understanding the financial aspects of the process. If you are looking…

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